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Experienced Mortgage & Home Loan Lender
in Colorado Springs, Colorado

1st Time Buyer, USDA, VA, & More! Serving ALL of Colorado!

Lending By Evergreen is here to serve you anywhere in Colorado and find you the best rates FAST!

Whether in need of home refinance or a new home loan we can help.  Our office is located in Colorado Springs, Co, but we will commute to Denver, Co or virtually throughout the state to serve your needs.

Whether you are a 1st time buyer, VA, USDA, need to refinance, or execute a reverse mortgage, we are here to assist you. Have questions about Jumbo loans, Commercial loans, or Construction loans, or simply want to discuss options to see what loan type is best for you, feel free to contact us today!

Down Payment Assistance Programs Available & Real Estate Agents Welcome!

Our Services

Purchase

Purchase

At Lending By Evergreen, we are dedicated to finding the BEST loan that fits your
individual needs.

See more

Refinance

Refinance

At Lending By Evergreen, we help you refinance your house and lower your interest rate.

See more

Commercial

Commercial

We help you use a percentage of your home equity line of credit. Apply right now to take advantage of today's low rates.

See more

The Best Mortgage Company in Colorado Springs, Co?

That’s Right… This is our objective!  But how does one determine who’s the best mortgage company in Colorado Springs or in the state of Colorado for that matter?  Many would say by total revenue or greatest sales, etc.   But not us!

Our Definition of “Best Mortgage Company”

We don’t want to process the most loans, we want to process the most loans that serve the client best.  There is a huge difference.  Often, a different loan product will be more beneficial to us, but it is not the most beneficial to YOU, the customer.  Lending by Evergreen prides itself by NOT looking at our commissions and bonuses, but rather by looking at the amount of money we can save the client and matching your needs with the best loan product available, thereby serving you best.   Ryan Reynolds, owner, believes when you serve the clients needs best, this is what defines the best mortgage company not only Colorado Springs, but in Colorado and beyond!  If you want to be the best mortgage company, serve the customer best!  This is our commitment to every client we serve.

The best mortgage company in our view, is the mortgage company that always finds the best loan product based on the needs of the customer.  In other words, “Serve The Client Best“.  

Our goal is NOT to process the most loans in Colorado, or have the highest gross volumes.  Often, a different loan product will be more beneficial to us, but it is not the most beneficial to YOU, the customer.  Lending by Evergreen prides itself by NOT looking at our commissions and bonuses, but rather by looking at the amount of money we can save the client and matching your needs with the best loan product available, thereby serving you best.   

Ryan Reynolds, owner, believes when you put the clients needs first, this is what defines the best mortgage company not only in Colorado Springs, but in the entire state!  This is our commitment to every client we serve.  We realize this is a long term vision but we treat our customers the way we would want to be treated.  

Now this is a great objective, but it is easier said than done.  If you truly want to serve the clients needs best, you had better be knowledgeable, have decades of experience and be up to speed on the latest data in order to find the perfect loan instrument in Colorado. Interest rates are constantly changing, the economy is in flux, and loan products vary.  Evergreen Lending updates their database every day and will navigate these ever changing waters to serve your needs, not ours.  This are our guiding principles with every account.  Do what is best for you and because in the long run, trust and integrity sustains us all and a huge portion of our clientele are repeat customers and referrals.  We look forward to serving you as well.  Contact Us Today for a FREE consultation so we can become YOUR best mortgage company!

Whether you are a first-time homebuyer, real estate investor, or current homeowner who needs to refinance, Evergreen has the experience required to meet your mortgage financing needs.

If you are a home buyer, we will work to get you pre-approved to ensure you are home shopping within your budget. We care about our clients and their long-term mortgage lending needs. With a variety of loan products available, we will find a loan that works for you. 

We are passionate about protecting the needs of our clients by considering details including long and short-term goals, property taxes, home maintenance, repair expense, and utility bills.

Lending by Evergreen operates as a mortgage broker with our central office in Colorado Springs, Co.  We specialize in all types of residential loans, including purchase refinance, cashout, high LTV, jumbo loans, manufactured home loans, conventional, FHA, VA, USDA, construction loan financing, all in one, and reverse mortgages. Having relationships with a wide variety of wholesale lenders allows us to shop around for the best mortgage lending products and pricing to meet your individual needs.

Your home is one of, if not the most significant investments people make. At Evergreen Planning & Investments we do not just finance your home loan, we do so much more.

Ryan Reynolds

Owner

Home Loan Lender in Colorado

Utilizing our financial planning expertise, we ensure your home financing aligns with your overall short and long-term financial planning needs and goals. For mortgage finance solutions in Colorado Springs, look to Evergreen Planning & Investments. We are your local mortgage finance experts. Contact Evergreen Planning for assistance with purchase finance, cashout, LTV, FHA, VA, USDA, etc. Call today!

Best Rates on All Types of Loan Programs!
APPLY NOW!!!

Get started with our easy online application.

Our Services

Whether you are looking to refinance to save on your monthly payments with today’s historic low rates, or looking to get pre-qualified to compete with cash offers, we can help!

Purchase

Purchase

At Lending By Evergreen, we are dedicated to finding the BEST loan that fits your
individual needs.

See more

Refinance

Refinance

At Lending By Evergreen, we help you refinance your house and lower your interest rate.

See more

Commercial

Commercial

We help you use a percentage of your home equity line of credit. Apply right now to take advantage of today's low rates.

See more

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Refinance with Historically Low Rates!

Whether you are looking to refinance to save on your monthly payments with today’s historic low rates, or looking to get pre-qualified to compete with cash offers, we can help!

Lower Monthly Payment

Taking advantage of today’s historically low rates, a lower payment can provide security
in uncertain times.

Good For:

Extra Monthly Money
Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

Good For:

Home Improvement
Paying high-interest debt

Shorten Your Loan Term

Rates on 15-year mortgages can make the payment similar but the pay-off years sooner!

Good For:

Lower money towards interest
Paying off the home sooner!

What Our Customers Are Saying

Fantastic job on our move-out cleaning! Showed up on time, left the house looking great. Very professional. We’re very happy. Thank you!

Maria L. , Colorado Springs, CO ⭐⭐⭐⭐⭐

Gareth and Michelle are life-savers. As a short term rental property owner, they go above and beyond to clean my Manitou Springs cottage. Attention to detail, expedient responsiveness, thoroughness, and professionalism are the first four attributes which come to mind. I expect a lot and am very particular and this company has continued to out-perform. They are both positive and resourceful. Looking forward to a long-term working relationship with this company.

Jeannie P. Manitou Springs, CO ⭐⭐⭐⭐⭐